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Exploring the Benefits of a Retirement Visa in Dubai

Navigating Retirement Visa in Dubai: An In-Depth Overview

UAE Residence visa for the retired :

Are you dreaming of retiring in a place where luxury, modernity, and culture converge? Dubai, one of the world’s most vibrant cities, is welcoming retirees with open arms. If you’re over 55 and meet certain criteria, you can apply for a long-term retirement visa, valid for up to five years, with the possibility of renewal. In this comprehensive guide, we’ll walk you through the eligibility criteria, application process, and documentation requirements for retiring in Dubai.

Understanding Dubai’s Retirement Visa Options

Dubai has recognized the value of attracting retirees and has introduced various retirement visa options to cater to different preferences and financial capabilities. Here are some of the primary retirement visa choices:

Retirement Visa in Dubai for Property Owners:

This visa is designed for retirees who own property in Dubai. To be eligible, you must have a property worth a specific minimum value (usually in the millions of Dirhams). This visa is typically valid for five years and can be renewed.

Self-Sponsorship Visa:

This option allows retirees to sponsor their visas independently, even if they don’t own property in Dubai. It requires meeting certain financial criteria and usually entails a renewable one-year visa.

Financially Independent Retiree Visa:

If you can demonstrate that you have a steady income from sources like pensions or investments, you can apply for this visa. It is usually renewable, and the income threshold can vary.

Retired Expatriate Visa:

Dubai has also introduced this option for retirees who have previously worked in the UAE. The requirements may vary based on your previous residency status and the duration of your stay.

Eligibility Criteria: Who Can Apply for a Retirement Visa in Dubai?

To qualify for a retirement visa in Dubai, you must meet specific eligibility criteria. These criteria can vary depending on the retirement pathway you choose. Here are the general requirements:

Age and Work Experience:

  • You must be 55 years or older at the time of retirement.
  • You should have worked for at least 15 years, either inside or outside the UAE. This requirement ensures that retirees have a substantial work history.

Financial Criteria:

You need to demonstrate your financial stability by meeting one of the following criteria:

  • Option 1: Have a sustainable income of at least AED 180,000 (approximately US$49,000) annually or AED 15,000 (approximately US$4,100) monthly.
  • Option 2: Maintain AED 1 million (approximately US$275,000) in savings in a 3-year fixed deposit.
  • Option 3: Own an unmortgaged property or a mortgaged property with payments totaling at least AED 1 million.
  • Option 4: Combine Options 1 and 2, with a total value of at least AED 1 million in a 3-year fixed deposit and property worth AED 500,000 each.

Application Process: How to Secure Your Retirement Visa

The application process for a retirement visa in Dubai can seem overwhelming, but it’s a well-structured procedure. Here’s how you can navigate it:

Step 1: Choose Your Visa Route
Your application process depends on which retirement pathway you qualify for. There are two primary pathways:

Savings Applications: Managed by the General Directorate of Residency and Foreigners Affairs (GDRFA).
Property Applications: Handled by the Dubai Land Department (DLD).

Step 2: Submit Your Application


  • Visit GDRFA’s official website.
  • Select the ‘Individuals’ login option.
  • Register and log in to your dashboard to start a new application.
  • Follow the prompts to complete and submit the online form.

For DLD:

To advance your property application, make a personal visit to the physical office of the real estate regulatory agency.

Documentation Required: Visa Requirements and Eligibility Criteria

To ensure your application goes smoothly, you’ll need to gather the necessary documents based on your chosen financial criteria. Here are the key documents required for all options:

  • Passport copy of the applicant and dependents, including spouse and children.
  • Copy of the marriage certificate if you are sponsoring your spouse.
  • Copy of the current visa if you are a UAE resident for you and all dependents.
  • Copy of Emirates IDs of the applicant and dependents if you are a UAE resident.

Additional Documents Required for Different Financial Criteria Options:

Option 1: Income

Proof of income, which can include a letter from the source of income (e.g., a pension scheme) or a letter from your previous employer if they continue to provide monthly retirement income.
A 6-month bank statement, showing a minimum deposit of AED 15,000 monthly or AED 180,000 yearly from your source of income.

Option 2:

  • SavingsProof of retirement letter, which can be in the form of an end-of-service letter from your last employer or a letter from social services or an equivalent entity.
  • Proof of savings letter, a stamped bank letter from a UAE-based bank (in Arabic), confirming that you have placed AED 1 million in a 3-year fixed deposit.

These documents play a crucial role in establishing your eligibility for a retirement visa in Dubai. For local applicants, ensure that all documents are translated into Arabic. For international applicants, make sure your bank letters are attested.

Benefits of a Retirement Visa in Dubai :

  1. Long-Term Stay: It provides retirees with the opportunity to live in Dubai for an extended period, typically up to five years, with the option to renew.
  2. Financial Security: To be eligible, retirees must meet certain financial requirements, ensuring they can sustain themselves during their retirement.
  3. Tax Benefits: Dubai is known for its tax-friendly environment, making it attractive for retirees looking to preserve their savings.
  4. High-Quality Healthcare: Dubai offers world-class healthcare facilities, ensuring retirees have access to excellent medical care.
  5. Cultural Diversity: Dubai is a cosmopolitan city, offering a diverse and welcoming environment for retirees from various backgrounds.
  6. Safety and Infrastructure: It is a safe and well-developed city with modern infrastructure and amenities.
  7. Quality of Life: Dubai offers a high quality of life with numerous leisure and recreational options.

How we can help you :

Legal House is your trusted consulting firm that excels in providing legal services, business formation support, and residency visa expertise. We’re your partners in realizing your retirement dreams in Dubai, offering comprehensive assistance in obtaining retirement visas. With our team of legal experts, we ensure a smooth and hassle-free retirement transition, providing you with peace of mind and the opportunity to enjoy the luxuries of Dubai. Contact us today to begin your journey to a golden retirement in this vibrant city. Feel free to contact uu today.


  • How much does a retirement visa cost in Dubai?

The cost of a retirement visa in Dubai can vary depending on the specific pathway you choose, such as savings or property. You should check with the relevant authorities for the most up-to-date fee information.

  •  What are the conditions for a retirement visa in Dubai?

The conditions for a retirement visa in Dubai include being at least 55 years old, having worked for at least 15 years, owning property worth AED 1 million or demonstrating specific financial stability, and providing required documents.

  • Is there a retirement visa in Dubai?

Yes, Dubai offers retirement visas for individuals who meet the eligibility criteria. There are various options, including visas for property owners, those with financial savings, or individuals with a monthly income.

  • How much money is required to retire in Dubai?

The financial requirements for retiring in Dubai can vary. To provide an overview, you may need either a sustainable income of AED 180,000 annually, AED 1 million in savings, AED 1 million in unmortgaged property, or a combination of these financial criteria.

  • Can non-UAE residents apply for a retirement visa?

Yes, non-UAE residents can apply for a retirement visa in Dubai, subject to meeting the eligibility criteria. The requirements apply to both UAE residents and expatriates.

  • Who can get a 5-year retirement visa in UAE?

A 5-year retirement visa in the UAE is available to retirees who are at least 55 years old, have worked for a minimum of 15 years, own property worth AED 1 million, have financial savings of at least AED 1 million, or maintain a monthly income of AED 20,000.

  • Is health insurance mandatory for a Dubai retirement visa?

Yes, health insurance is a requirement for this retired visa. It is essential to ensure that you have access to quality healthcare during your retirement in the city.

  • How long is the duration of the retirement visa in Dubai?

This retirement visa is initially valid for 5 years. You have the option to renew it if you continue to meet the eligibility criteria.

  • What is a Dubai retirement visa?

A Dubai retirement visa is a long-term visa option designed for retirees who wish to spend their retirement years in Dubai. It offers eligibility pathways based on factors such as age, work experience, property ownership, savings, and income.

  • What is the process for renewing a retirement visa in Dubai?

To renew this visa, you must continue to meet the eligibility criteria and follow the renewal process, which may involve providing updated documentation and paying renewal fees.

  • Is the UAE retirement visa a golden visa?

The UAE retirement visa is not typically referred to as a “golden visa.” Golden visas are often associated with long-term residency permits granted for significant investments in a country. The UAE offers golden visas for various categories, but a retirement visa is a separate option tailored to retirees.